Zipporah Sandler
  • 60, Female
  • Port Saint Lucie, FL
  • United States
Share on Facebook
Share Twitter

Zipporah Sandler's Friends

  • MommyBrain
  • Cat Davis
  • Lee Reyes-Fournier
  • Carolyn West
  • Amy Myrick
  • april miller
  • cecile
  • Valerie Russo
  • Melissa Newstat
  • Alaina Frederick
  • Sara - The Football Wife
  • Pamela Ponder
  • Diane Hoffmaster
  • Angela F
  • Kati Corbett

Zipporah Sandler's Groups

Gifts Received (1)

Red Ribbon From Tamara Pena
 

Zipporah Sandler's Page

Profile Information

What is your blog link?
http://www.champagneliving.net
What is your Twitter URL?
http://www.twitter.com/zipporrahs
A little about yourself...
I am a mom of a son in college, teaching people how to live the good life for less. Learn how to buy your car from a wholesale dealer, get VIP treatment at Priceline prices, send your child to college TUITION FREE and MUCH MORE.
What kinds of things do you typically Tweet about?
varies
What are your areas of interest?
blogging, travel

Comment Wall (6 comments)

You need to be a member of Social Moms: the influential moms network to add comments!

Join Social Moms: the influential moms network

At 8:56am on January 18, 2011, ekotite said…
Hi Zipporah, I noticed in one of your comments on the Travel Channel that you are an advocate of renting a home for vacation vs. a hotel. I'm doing a story on that and would love your insights! Let me know if you can answer my questions via email. Thanks, Erika Kotite (erika@kotitemediagroup.com)
At 9:27am on July 28, 2009, Nathalie Brault said…
hi how are you just wondering if you charge for a review
At 6:40pm on May 21, 2009, Credit Expert said…
Here's my latest blog. Stay educated with the credit game.

The dangers of a secured credit card

A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.

The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.

My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.


More dangers to beware of below:

The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.

The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.

However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.

Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.

The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.

Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com

Visit Outspoken Reality Social Network (EDUCATION ON A NEW LEVEL)


Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality
At 4:37am on May 21, 2009, Grief Worthy said…
Thank so much for the info. Looking forward to getting to know you. Roe
At 6:52pm on May 20, 2009, Grief Worthy said…
Child to College, tuition free??? That sounds interesting! Welcome. Roe
At 3:32pm on May 20, 2009, Megan Calhoun said…
Great to have you here! We've got an incredible group of women connecting on all sorts of topics, so kick back and make yourself at home. Check out the Twittermoms groups (we have something for everybody). The Twittermoms discussions are quite entertaining, too. Or, just get to know your fellow Twittermoms by browsing some Twittermoms profiles or searching for moms who share your interests, add friends, and start twittering with some incredibly smart and interesting moms.

PS: Let your friends know when you're on twittermoms with a click of the Announce Yourself link in your welcome box. If your Twitter friends are interested, they can check out the cool new place you've found!

Again -- if there is anything I can do for you, please let me know.

Megan Calhoun - founder, twittermoms.com

PPS: We invite all bloggers to join the TwitterMoms Blog Network. It's a free, easy way to build blog traffic.;
 
 
 

Latest Activity

 

 

 

© 2014   Created by Megan Calhoun.

Badges  |  Report an Issue  |  Terms of Service