I am stopping by to say "hello" :)
I haven't been here in a while.
I welcome your friendship :)

Lea @ Mother Baby Child & Weight Loss Journal

Hi,
I'm Mommy Dearest and I contribute here and would love to have you check out my new site, Mom-me-dearest.com! Bless us and we're sure to bless you back.

--Mommy Dearest

Visit Mom-Me-Dearest.com

Hey There!
If your interested in making money with the Natural Gas Industry, please join me:
Go to my website www.successfulsinglemoms.igniteinc.biz
I made my first $400.00 in two weeks and worked less than five hours! Not bad right! Let me
know if you have any questions.
Stay fabulous!

Let me feature YOU

Get more information HERE.

Innocent Victims was written to inform readers of what goes on behind the scenes as it relates to their credit file.

Find out five things that are wrong with the credit system.

Discover your options and avoid the challenges of being an Innocent Victim.

Learn how protect yourself from becoming an Innocent Victim of:

Medical Bill Credit Trap
Student Loans
Credit Trap
Car Loans
Mortgages

Support the book Innocent Victims and join the fan club at www.creditadviseforyou.ning.com

Hi Karen,
I just wanted to let you know that you inspired me to organize a Work at Home-Home Based Business Expo in California. It really went well; 20 vendors, elegant setting and non-catastrophic. I'm planning to do another expo in September with smaller expos every month at local restaurants.

Thanks for your posts. Your spirit is contagious =)

Here's my latest blog. Stay educated with the credit game.

The dangers of a secured credit card

A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.

The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.

My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.


More dangers to beware of below:

The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.

The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.

However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.

Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.

The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.

Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com

Visit Outspoken Reality Social Network (EDUCATION ON A NEW LEVEL)


Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality

Hey Karen,

I just started a new group here on Twitter moms. It is called Renegade Professional Success Moms. It is a place where we are coming together to share ideas to help other moms get through this struggling economy.

http://www.twittermoms.com/group/renegadeprofessionalsuccessmoms

Let's help these moms become successful too!

Thanks,

Patrice

Truthfully, I just started with BBP on the 31st. I haven't even received my kit yet. LOL!! But I am really excited to get started. I have been working everyday, non-stop, getting things prepared for my business. I plan on doing well. I'm sure your businesses keep you busy. I use to sell AVON years ago. That might have been my first direct selling job.