My 17yo son not only drives MY car but he carries MY debit card.....He is always asking if it is ok to make a purchase on it since my husband does the finances..He is very responsible with it at keeping the receipts, etc.....Only, he does not have to subtract it from the account, but I think it is a great lesson in managing money.......Good luck!
Only one way to go! VisaBuxx.com Your teen gets their own card, but it is linked to your personal bank account. They can use it just as a Visa card, or as an ATM card. Loadable up to $500 at a time, and they can take out a maximum amount per week that you delegate (like $100 or whatever). Or you can set it to put their allowance on it at regular intervals, which is something you set up once. Sometimes you just go online and "load" their card - takes 10 seconds and they have instant money. Or you can limit it, or cancel it, or whatever you like. When you go to the site, you will see that about 8 banks offer it through visabuxx - Wachovia, US Bank, etc. YOU have control (you can see what they do with it, limit things). Yes it is all linked to your own bank accounts, but it is what I've always had for my kids and now even with my son at college, it is a way to get him money instantly if he needs it.